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NY Disclaimer* Student Loan Processor ensures you are in the proper loan types, with the right consolidations, repayment plan, tax filing status and income documentation by assisting with education and document preparation accurately reflecting your information. Borrowers may apply for loan consolidation from the United States department of education at no cost by going here https://studentaid.gov/loan-consolidation. Consolidation or other services offered by SLP may not be the best or only option for borrowers. Alternative federal student loan repayment plans, including income-driven programs, that do not require consolidating existing federal student loans may be available. Borrowers should consider consulting their student loan servicer before signing any legal document concerning a student loan but please be aware that student loan servicers may not be licensed to provide any such legal advice about signing a legal document.